Casinos provide insurance coverage as a outcome of, over time, it advantages the house more than the player. Surrender and insurance are successfully taking bets on you losing the hand. To surrender the hand is to take a half loss incase you might have a dropping hand. Taking an insurance bet is to guess on the supplier having blackjack to cover you incase of an immediate loss. However these two choices are defensive bets designed to minimize your losses. That’s why we suggest most novices stay away from insurance coverage bets.